Many people falsely presume that, should the worst happen, the Government will help to protect their property or that their insurance will cover any damage. As Mary Dhonau, Chief Executive of the Know Your Flood Risk campaign explains:
“Many of us happily invest in smoke alarms and security locks to protect ourselves against fires or thefts, but if you live in a floodplain you’re far more likely to be flooded than have your house lost in a fire.
We don’t stop to think about investing in flood prevention as we believe that the Government should protect us, or our insurance will cover it. The sad truth is that with so many of us at risk of being flooded, there just isn’t enough Government money to protect everyone and your insurance cover might not pick up the billâ€
How to Be Flood Ready
If you know that you live in a floodplain or in a high risk area, it pays to be prepared. Here are three pieces of advice that we would offer:
The first thing we would say is to never rely on sandbags. Even the Environment Agency admits that, whilst they may filter out some of the muddy sediment, a sandbag is relatively ineffective when compared to the performance of purpose build property level flood protection - as you can see in the image below.
Secondly, make sure you are signed up to receive flood warnings. The Environment Agency's Floodline Warnings Direct Service is completely free and will provide you with a warning via phone, text or email in the event that flooding may be imminent. These warnings will give you enough time to prepare.
Finally, familiarise yourself with the ten pieces of flood avoidance guidance offered by the Know Your Flood Risk campaign. In the event of a flood warning it advises that: